Track your CE credits.
Keep every license current.
One app to log your insurance continuing education credits, watch your renewal dates, and know what your state department of insurance requires. Free for one license, forever.
No credit card needed. Free plan includes unlimited CE logging.
What is InsureCE?
InsureCE is a free CE tracker built for insurance agents who hold P&C, life, health, or multi-line licenses. In 2026, producers face tighter rules than ever. Twenty-three states now require IAR continuing education. California added a mandatory anti-fraud awareness course. Florida rolled out a new 4-hour law and ethics requirement. Annuity training certifications keep expanding. And state DOI audits are catching agents who fall short. InsureCE helps you stay ahead of all of it. Log credits by line of authority, track birthday-based biennial renewals across every state, store certificates, and get push reminders before deadlines hit. It works with any CE provider you choose. The free plan covers one license with unlimited logging. Pro adds unlimited licenses, PDF export, and six reminders per renewal cycle. Available on iPhone and Android.
Sound familiar?
Too many license types
You carry P&C and life authority. Your state wants separate ethics hours for each one. Then there is the annuity training cert and the anti-fraud course. Every line has its own credit count and its own deadline. One spreadsheet cannot hold it all.
Birthday renewals sneak up
Most states tie your renewal to your birth month, not a fixed calendar date. That makes it easy to forget. California gives you zero grace period. Texas fines you $50 for every CE hour you are short. Miss it by three days and the bill adds up fast.
Carrier appointments at risk
When your license lapses, carriers can drop your appointments. That means you cannot write or service policies until you fix it. Some states make you reapply from scratch if you miss the window by more than a year.
All your CE credits, one screen
InsureCE handles the tracking. You handle the clients.
Log your credits
Add a course in seconds. Provider, line of authority, credits, certificate. Done. Search it all later.
See your countdown
A big number tells you how many days until each license expires. Green means you are good. Red means move.
Get reminders
We ping you at 30 days and 7 days before your license expires. Pro users get six reminders starting at 90 days out.
Know your state rules
We have the CE breakdown for all 50 states plus DC. Total credits, required topics, ethics hours, and DOI links.
InsureCE vs other ways to track CE credits
Most insurance agents track credits with spreadsheets, NIPR reports, or Kaplan. Here is how InsureCE compares.
| Feature | InsureCE | Spreadsheet | Kaplan / RegEd |
|---|---|---|---|
| Price | Free | Free | Bundled with courses |
| State rules built in | All 50 + DC | Manual lookup | Only their courses |
| Push reminders | Yes | No | Email only |
| Line of authority tracking | Automatic | Manual | Varies |
| Mobile app | iPhone + Android | No | Web only |
| Works with any CE provider | Yes | Yes | No |
What insurance agents are saying
“I write P&C in Ohio and Indiana. Each state has different ethics and anti-fraud rules. InsureCE breaks it all down so I see exactly what I still owe. No more digging through NIPR printouts the week before my birthday.”
Kevin W.
P&C Agent, OH
“I am licensed in five states. Before InsureCE, I kept a color-coded spreadsheet that was wrong half the time. Now I open one screen and see every license, every line of authority, and every deadline. Worth every penny of the Pro plan.”
Dana R.
Independent Agent, GA
“I got my license eight months ago and had no idea my CE was due on my birthday. InsureCE sent me a reminder at 30 days out. That one alert saved me from a lapse before I even wrote my first policy.”
Marcus T.
New Insurance Agent, TX
Simple pricing
Free for one license. Upgrade when you are ready.
Free
- 1 license tracked
- Unlimited CE logging
- Expiry countdown
- Progress bar
- 30 + 7 day reminders
- State requirements lookup
Pro
- Unlimited licenses
- 6 reminders per license (90, 60, 30, 14, 7, 1 day)
- Renewal checklist
- Credits broken down by line of authority
- PDF & CSV export
- Cost tracking
- Store all your certificates
Common questions about insurance CE tracking
Does InsureCE track CE by license type?
Yes. When you log a course, you pick the line of authority it counts toward. P&C, life, health, personal lines, surplus lines -- each one gets its own credit tally. Your dashboard shows how many hours you have finished and how many you still need for every license you hold. No more guessing which credits count where.
Can I separate my P&C credits from my life and health credits?
That is exactly what InsureCE is built for. Many agents hold both P&C and life authority. Each line often has different CE totals, different ethics hour requirements, and different renewal windows. InsureCE keeps them apart so you see a clean progress bar for each one. Pro users can track unlimited licenses across unlimited states.
Does InsureCE cover ethics and anti-fraud hours?
Yes. Most states require a set number of ethics hours inside your total CE. Some states, like California, also mandate a separate anti-fraud awareness course. When you log a course in InsureCE, you tag it as ethics, anti-fraud, or general. The app counts each type on its own so you know if you have met the special requirements, not just the overall total.
How does InsureCE handle multi-state licenses?
Add every state you are licensed in. InsureCE loads the CE rules for each one and gives each license its own countdown. Some courses are approved in more than one state, and some are not. You log the course once, pick which states it applies to, and InsureCE updates your progress everywhere. Visit the state requirements page to compare rules side by side.
What happens if I miss my insurance CE deadline?
The penalties are getting steeper in 2026. Texas charges $50 per deficient CE hour. California has zero grace period -- miss it and you start over. Illinois makes you reapply from scratch if you are more than a year late. Carriers can also drop your appointments, which means you cannot sell or service policies until you fix it. InsureCE sends push reminders at 30 and 7 days (Pro gets six reminders starting at 90 days) so you never get caught off guard.
Frequently Asked Questions
Can InsureCE help me prepare for a DOI audit?
Yes. Every course you log is saved with the provider name, date, credit count, and line of authority. Pro users can also store certificate images. If your state department of insurance asks for proof, you can pull up your full history or export it as a PDF in seconds.
Does InsureCE track designation CE like CPCU or CLU?
You can log any course, including those that count toward professional designations like CPCU, CLU, ChFC, or CIC. Tag the course with the designation name so you can filter it later. Your state CE and your designation CE stay organized in one place.
What about flood insurance training requirements?
If your state or carrier requires National Flood Insurance Program training, log it in InsureCE the same way you log any other course. Tag it under the right line of authority and it counts toward your total. The state requirements page shows whether your state mandates flood-specific hours.
Does InsureCE cover surplus lines requirements?
Yes. Surplus lines producers often have separate CE rules from standard market agents. Add your surplus lines license as its own entry. InsureCE loads the state rules and tracks your credits apart from your other licenses.
Is InsureCE really free?
Yes. Track one license with unlimited CE logging, a progress bar, and reminders at 30 and 7 days. No cost, no trial, no credit card. Upgrade to Pro when you need more than one license.
Is my data safe?
Yes. Your data lives in a private database with row-level security. Nobody sees your records but you. All connections are encrypted.
Stop guessing where you stand on CE credits
Know your credits. Know your deadline. Renew on time.
Start Tracking Free