Maryland Insurance CE Requirements (2026)
Maryland insurance agents must complete 24 hours of continuing education every 2 years to renew their license.
Quick Summary
CE Hour Breakdown
Maryland requires insurance agents to complete their CE credits in specific categories. Here is the full breakdown:
| Category | Hours |
|---|---|
ethics Ethics (excess ethics credits do not count toward general) | 3 |
elective General insurance CE in any approved line | 21 |
| Total | 24 |
Important Details
24 hours every 2 years: 3 ethics + 21 general. Producers with 25+ years continuous licensure need only 8 hours (3 ethics + 5 general). Multiline L&H and P&C must complete 6 hours in each line. CE must be completed 15 days before expiration. Biennial renewal by birth month.
Tips for Maryland Insurance Agents
- Start your CE credits early in the renewal cycle. Do not wait until the last few months.
- Keep copies of all CE certificates. The board may audit your records at any time.
- Make sure your CE provider is approved by the Maryland Insurance Administration before enrolling.
- Use InsureCE to track your hours by category so you know exactly where you stand.
- Consider completing required categories first, then fill in electives.
How to Renew Your Maryland Insurance License
Follow these steps to renew your insurance license in Maryland:
- Check your expiry date
Log in to the Maryland Insurance Administration website or check your physical license to find your expiration date. Mark it on your calendar so you do not miss it.
- Complete your 24 required CE credits
Finish all 24 CE credits from board-approved providers before your license expires. Use InsureCE to track your progress by category.
- Visit the Maryland Insurance Administration website
Go to the board's online renewal portal. Most states allow you to renew entirely online.
- Pay the $55 renewal fee
Submit your renewal fee online by credit card or electronic check. Keep your payment confirmation for your records.
- Save your confirmation
Download or print your renewal confirmation. Your updated license or pocket card will arrive by mail or be available for download within a few weeks.
State Board Information
- Board Name
- Maryland Insurance Administration
Frequently Asked Questions
How many CE credits do insurance agents need in Maryland?
Maryland requires 24 continuing education hours every 2 years.
How much does it cost to renew a insurance license in Maryland?
The renewal fee for a Maryland insurance license is $55.
What is the renewal cycle for Maryland insurance licenses?
Maryland insurance licenses renew every 2 years.
Can I do my Maryland insurance CE credits online?
Most states accept online CE courses from board-approved providers. Check with the Maryland Insurance Administration to confirm which online providers are approved in Maryland.
Where do I renew my insurance license in Maryland?
You can renew through the Maryland Insurance Administration website. Most renewals are available online.
What happens if my Maryland insurance license expires?
Practicing with an expired license in Maryland can result in fines or disciplinary action. Most states have a grace period of 30 to 90 days where you can still renew with a late fee. After that, reinstatement may require additional hours and fees.
What are the approved CE providers in Maryland?
Maryland maintains a list of approved continuing education providers through the Maryland Insurance Administration. Always verify that your CE provider is board-approved before enrolling to make sure your hours count toward renewal.
How long does Maryland insurance license renewal take?
Online renewals through the Maryland Insurance Administration are typically processed within a few business days. Allow extra time if you are renewing by mail or if your renewal requires document review.
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