Minnesota Insurance CE Requirements (2026)
Minnesota insurance agents must complete 24 hours of continuing education every 2 years to renew their license.
Quick Summary
CE Hour Breakdown
Minnesota requires insurance agents to complete their CE credits in specific categories. Here is the full breakdown:
| Category | Hours |
|---|---|
ethics Ethics training | 3 |
elective General insurance CE in any approved line | 21 |
| Total | 24 |
Important Details
24 hours every 2 years including 3 hours ethics. Max 8 hours CE per day. No more than half from insurance company-sponsored courses. No carryover of excess credits. One-time 3-hour NFIP Flood course for flood producers. Biennial renewal by birth month.
Tips for Minnesota Insurance Agents
- Start your CE credits early in the renewal cycle. Do not wait until the last few months.
- Keep copies of all CE certificates. The board may audit your records at any time.
- Make sure your CE provider is approved by the Minnesota Department of Commerce before enrolling.
- Use InsureCE to track your hours by category so you know exactly where you stand.
- Consider completing required categories first, then fill in electives.
How to Renew Your Minnesota Insurance License
Follow these steps to renew your insurance license in Minnesota:
- Check your expiry date
Log in to the Minnesota Department of Commerce website or check your physical license to find your expiration date. Mark it on your calendar so you do not miss it.
- Complete your 24 required CE credits
Finish all 24 CE credits from board-approved providers before your license expires. Use InsureCE to track your progress by category.
- Visit the Minnesota Department of Commerce website
Go to the board's online renewal portal. Most states allow you to renew entirely online.
- Pay the $50 renewal fee
Submit your renewal fee online by credit card or electronic check. Keep your payment confirmation for your records.
- Save your confirmation
Download or print your renewal confirmation. Your updated license or pocket card will arrive by mail or be available for download within a few weeks.
State Board Information
- Board Name
- Minnesota Department of Commerce
- Website
- https://mn.gov/commerce/
Frequently Asked Questions
How many CE credits do insurance agents need in Minnesota?
Minnesota requires 24 continuing education hours every 2 years.
How much does it cost to renew a insurance license in Minnesota?
The renewal fee for a Minnesota insurance license is $50.
What is the renewal cycle for Minnesota insurance licenses?
Minnesota insurance licenses renew every 2 years.
Can I do my Minnesota insurance CE credits online?
Most states accept online CE courses from board-approved providers. Check with the Minnesota Department of Commerce to confirm which online providers are approved in Minnesota.
Where do I renew my insurance license in Minnesota?
You can renew through the Minnesota Department of Commerce website. Most renewals are available online.
What happens if my Minnesota insurance license expires?
Practicing with an expired license in Minnesota can result in fines or disciplinary action. Most states have a grace period of 30 to 90 days where you can still renew with a late fee. After that, reinstatement may require additional hours and fees.
What are the approved CE providers in Minnesota?
Minnesota maintains a list of approved continuing education providers through the Minnesota Department of Commerce. Always verify that your CE provider is board-approved before enrolling to make sure your hours count toward renewal.
How long does Minnesota insurance license renewal take?
Online renewals through the Minnesota Department of Commerce are typically processed within a few business days. Allow extra time if you are renewing by mail or if your renewal requires document review.
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