Missouri Insurance CE Requirements (2026)
Missouri insurance agents must complete 16 hours of continuing education every 2 years to renew their license.
Quick Summary
CE Hour Breakdown
Missouri requires insurance agents to complete their CE credits in specific categories. Here is the full breakdown:
| Category | Hours |
|---|---|
ethics Ethics training | 3 |
line specific CE approved for lines of insurance you are licensed to sell | 13 |
| Total | 16 |
Important Details
16 hours every 2 years: 3 ethics + 13 line-specific. One of the lower-hour states. Biennial renewal by birth month.
Tips for Missouri Insurance Agents
- Start your CE credits early in the renewal cycle. Do not wait until the last few months.
- Keep copies of all CE certificates. The board may audit your records at any time.
- Make sure your CE provider is approved by the Missouri Department of Commerce and Insurance before enrolling.
- Use InsureCE to track your hours by category so you know exactly where you stand.
- Consider completing required categories first, then fill in electives.
How to Renew Your Missouri Insurance License
Follow these steps to renew your insurance license in Missouri:
- Check your expiry date
Log in to the Missouri Department of Commerce and Insurance website or check your physical license to find your expiration date. Mark it on your calendar so you do not miss it.
- Complete your 16 required CE credits
Finish all 16 CE credits from board-approved providers before your license expires. Use InsureCE to track your progress by category.
- Visit the Missouri Department of Commerce and Insurance website
Go to the board's online renewal portal. Most states allow you to renew entirely online.
- Pay the $50 renewal fee
Submit your renewal fee online by credit card or electronic check. Keep your payment confirmation for your records.
- Save your confirmation
Download or print your renewal confirmation. Your updated license or pocket card will arrive by mail or be available for download within a few weeks.
State Board Information
- Board Name
- Missouri Department of Commerce and Insurance
- Website
- https://insurance.mo.gov
Frequently Asked Questions
How many CE credits do insurance agents need in Missouri?
Missouri requires 16 continuing education hours every 2 years.
How much does it cost to renew a insurance license in Missouri?
The renewal fee for a Missouri insurance license is $50.
What is the renewal cycle for Missouri insurance licenses?
Missouri insurance licenses renew every 2 years.
Can I do my Missouri insurance CE credits online?
Most states accept online CE courses from board-approved providers. Check with the Missouri Department of Commerce and Insurance to confirm which online providers are approved in Missouri.
Where do I renew my insurance license in Missouri?
You can renew through the Missouri Department of Commerce and Insurance website. Most renewals are available online.
What happens if my Missouri insurance license expires?
Practicing with an expired license in Missouri can result in fines or disciplinary action. Most states have a grace period of 30 to 90 days where you can still renew with a late fee. After that, reinstatement may require additional hours and fees.
What are the approved CE providers in Missouri?
Missouri maintains a list of approved continuing education providers through the Missouri Department of Commerce and Insurance. Always verify that your CE provider is board-approved before enrolling to make sure your hours count toward renewal.
How long does Missouri insurance license renewal take?
Online renewals through the Missouri Department of Commerce and Insurance are typically processed within a few business days. Allow extra time if you are renewing by mail or if your renewal requires document review.
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