CE requirements for insurance agents are different in every state. Florida wants 16 hours per cycle. Some states want zero. If you do not know your state's rules, you could end up scrambling at renewal time, or worse, paying late fees.
Here is what every US state and DC requires for insurance CE, current as of 2026.
States that require CE credits
The following 51 states require insurance agents to complete continuing education hours for license renewal. Hours are listed per renewal cycle.
| State | CE Hours |
|---|---|
| Arizona | 48 |
| Massachusetts | 45 |
| Iowa | 36 |
| Alabama | 24 |
| Alaska | 24 |
| Arkansas | 24 |
| California | 24 |
| Colorado | 24 |
| Connecticut | 24 |
| Delaware | 24 |
| District of Columbia | 24 |
| Florida | 24 |
| Georgia | 24 |
| Hawaii | 24 |
| Idaho | 24 |
| Illinois | 24 |
| Indiana | 24 |
| Kentucky | 24 |
| Louisiana | 24 |
| Maine | 24 |
| Maryland | 24 |
| Michigan | 24 |
| Minnesota | 24 |
| Mississippi | 24 |
| Montana | 24 |
| Nebraska | 24 |
| Nevada | 24 |
| New Hampshire | 24 |
| New Jersey | 24 |
| New Mexico | 24 |
| North Carolina | 24 |
| North Dakota | 24 |
| Ohio | 24 |
| Oklahoma | 24 |
| Oregon | 24 |
| Pennsylvania | 24 |
| Rhode Island | 24 |
| South Carolina | 24 |
| Tennessee | 24 |
| Texas | 24 |
| Utah | 24 |
| Vermont | 24 |
| Virginia | 24 |
| Washington | 24 |
| West Virginia | 24 |
| Wisconsin | 24 |
| Wyoming | 24 |
| Kansas | 18 |
| Missouri | 16 |
| New York | 15 |
| South Dakota | 10 |
States with no CE requirement
The following 0 states do not currently require continuing education for insurance license renewal. You still need to renew on time and pay the renewal fee.
| State | Fee |
|---|
What to know
- 1Florida has the highest requirement at 16 hours per 2-year cycle, including mandatory HIV/AIDS training.
- 2Most states with CE require between 4 and 14 hours per renewal cycle.
- 3Requirements can change. Several states have added or updated CE rules in recent years, so always verify with your state board.
How to track your CE credits
Most people use spreadsheets or paper folders. Both work until you lose the file or forget to update it. InsureCE is a free app built for insurance agents. It loads your state requirements automatically, lets you log courses by category, and pings you before your license expires.